As an AARP member, I’ve looked into their car insurance program with The Hartford. Since 1984, AARP has offered auto insurance for people 50 and older.
They have many coverage options and discounts that can help senior drivers. But, it’s key to know what AARP car insurance includes before deciding if it’s right for you.
Key Takeaways
- AARP car insurance is only available to AARP members and their families.
- AARP members can get up to 10% off their premium with extra discounts.
- The Hartford, AARP’s insurance partner, has gotten mixed reviews on customer satisfaction and J.D. Power rankings.
- Rates for AARP car insurance change based on age, driving history, and where you live.
- AARP insurance has many coverage options and add-ons for senior drivers.
What is AARP Car Insurance?
AARP car insurance is a special deal between AARP and The Hartford. AARP helps people aged 50 and up. This partnership gives AARP members car insurance plans made just for senior drivers.
AARP’s Partnership with The Hartford
Since 1984, AARP and The Hartford have worked together. They offer AARP members lower insurance rates, lots of coverage options, and special perks. The Hartford is known for making customers happy and being financially strong.
Exclusive Access for AARP Members
AARP car insurance gives members special benefits. With AARP’s big group, The Hartford offers insurance just for drivers 50 and older. Members get lower rates, special coverage, and perks not found elsewhere.
| Key Statistics | Figures |
|---|---|
| Average Annual Rate for AARP Car Insurance | $1,520 |
| Average Premium for Drivers Aged 55 | $1,276 |
| Average Premium for Drivers Aged 85 and Older | $2,416 |
| Average Savings when Switching to AARP Car Insurance | Over $500 |
AARP car insurance has many options and discounts for senior drivers. It’s a great choice for those wanting affordable and dependable auto insurance.
AARP Car Insurance Ratings and Reputation
AARP’s car insurance through The Hartford has a mixed reputation. Industry ratings and customer reviews show both highs and lows. The Hartford shines in some regions of the J.D. Power Auto Insurance Study but falls short in others.
J.D. Power Auto Insurance Study Ratings
In the 2022 J.D. Power U.S. Auto Insurance Study, The Hartford was a top performer. They were first in Florida and the Northwest, and second in the Southwest. But, they didn’t do as well in the Mid-Atlantic region.
Better Business Bureau (BBB) Customer Reviews
The Hartford, which offers AARP insurance, has a 1.1 out of 5.0-star rating on the Better Business Bureau website. Customers often complain about poor communication and customer service. Yet, the J.D. Power 2022 U.S. Auto Claims Satisfaction Study shows The Hartford’s claims process is just below average.
AARP’s car insurance through The Hartford has a mixed reputation. They excel in some areas but struggle in others. They also have a low rating on the BBB website. Seniors should consider these points when looking at AARP car insurance options.
Is Aarp Car Insurance Good For Seniors: Cost and Discounts
Being an AARP member gives you special savings on car insurance through the AARP Auto Insurance Program by The Hartford. For a 50-year-old driver with a good record, the average cost is $1,878 a year or $157 a month for full coverage. This is a bit higher than the average, but AARP members can get discounts to lower the cost.
Discounts for AARP Members
AARP members can get up to a 10% discount on their AARP car insurance rates just for being part of AARP. They can also get other great AARP member exclusive savings, like:
- Bundle discount for combining auto and home insurance
- Paid-in-full discount for paying the entire annual premium upfront
- Online quote discount for requesting a quote through the website
- Safe driving discount for maintaining a clean driving record
- Safety features discount for vehicles equipped with advanced safety technologies
- Fuel-efficient vehicle discount for hybrid or electric cars
- Driver training discount for completing approved safe driving courses
- Defensive driving discount for participating in defensive driving programs
These discounts can greatly reduce the cost of AARP car insurance for members. It’s a great choice for seniors wanting to save on auto insurance.
Coverage Options and Add-Ons
The AARP Auto Insurance Program through The Hartford gives AARP members many coverage options. They offer more than just basic policies like bodily injury liability, property damage liability, uninsured/underinsured motorist coverage, comprehensive insurance, and collision insurance. AARP also has valuable add-ons.
These add-ons include new car replacement, RecoverCare coverage, disappearing deductible, full glass coverage, and car towing coverage. They give AARP members extra peace of mind and better protection on the road.
AARP works with The Hartford to give members coverage that meets their needs as drivers over 50. The AARP Auto Insurance Program offers a wide range of Aarp Car Insurance Coverage and Aarp Auto Insurance Add-Ons. This helps protect their driving experiences.
| Coverage Option | Description |
|---|---|
| New Car Replacement | If your new vehicle is totaled within the first year of ownership, AARP will cover the cost of a replacement with a brand-new car of the same make and model. |
| RecoverCare | This add-on provides assistance with household chores and errands if you’re injured in an accident, helping you recover without additional stress. |
| Disappearing Deductible | With this feature, your deductible amount can be reduced by $50 for each year you remain accident-free, eventually disappearing entirely. |
| Full Glass Coverage | Covers the cost of repairing or replacing your vehicle’s windshield, windows, and other glass components, without the need to pay a deductible. |
| Car Towing Coverage | Provides 24/7 roadside assistance, including towing, jump-starts, flat tire changes, and more, to help you get back on the road quickly. |
The AARP Auto Insurance Program through The Hartford offers Aarp Car Insurance Policy options and Aarp Car Insurance Benefits. It aims to give AARP members the coverage and support they need to drive with confidence.
How to Get a Quote for AARP Car Insurance
If you’re an AARP member, getting a car insurance quote is easy. The Hartford offers the AARP auto insurance program at great rates. Here’s how to get your Aarp Car Insurance Quote and enjoy special AARP benefits.
To start, call The Hartford or visit their Aarp Auto Insurance Online site. Have your driver’s license, vehicle registration, current insurance info, and VIN ready. This makes the Aarp Car Insurance Application quicker and more accurate for your Aarp Member Car Insurance.
- Call The Hartford at the AARP member number or go to their website to start your quote.
- Give them your driver’s license, registration, and VIN details.
- Look over the quote and see the coverage and discounts AARP members get.
- If you like the quote, you can buy your AARP car insurance policy.
The process is fast and easy, letting you see how AARP and The Hartford work together. AARP car insurance offers special discounts and extra features. It gives senior drivers peace of mind and saves money.
Is AARP Car Insurance Good For Seniors?
For seniors looking for the right car insurance, AARP car insurance through The Hartford is worth considering. As we get older, our driving habits change. AARP’s policies are designed with older drivers in mind, offering tailored protection.
The average cost for AARP car insurance is about $1,520 a year, a bit higher than the national average. But, AARP members can save money with exclusive discounts. These include a 10% discount for being an AARP member, savings for safety features, defensive driving courses, and combining auto and home insurance.
AARP car insurance also offers features like Accident Forgiveness and Disappearing Deductible. These can give seniors peace of mind and financial security on the road.
To get the best deal on senior citizen car insurance, compare quotes from different companies. Look at AARP, USAA, Nationwide, State Farm, and GEICO. This way, you can find the most affordable elderly driver insurance that fits your needs.
| Insurer | Average Annual Rate for Seniors | J.D. Power Claims Satisfaction Score |
|---|---|---|
| The Hartford (AARP) | $1,520 | 869 out of 1,000 |
| USAA | $1,249 | 890 out of 1,000 |
| Nationwide | $1,460 | 868 out of 1,000 |
| State Farm | $1,544 | 882 out of 1,000 |
| GEICO | $1,334 | 874 out of 1,000 |
AARP car insurance is a great choice for seniors. It offers customized coverage, special discounts, and is known for good customer service. But, it’s important to compare different options to find what’s best for you and your budget.
Conclusion
The AARP car insurance program through The Hartford is a great choice for seniors aged 50 and up, especially AARP members. It offers many coverage options, discounts, and benefits for retirees and elderly drivers. Even though it might cost a bit more, the savings and protection make it a strong option for many seniors.
It’s still key for older drivers to look at quotes from different insurers to find what suits them best. By checking out the Aarp Car Insurance Review, Aarp Auto Insurance Program, and Senior Citizen Car Insurance Recommendation, seniors can make a smart choice. They can find the right mix of coverage, cost, and benefits.
The AARP car insurance program is a dependable choice for older drivers who want quality coverage and value. It might not be the cheapest, but its features and benefits are worth considering for many seniors. It helps protect themselves and their vehicles.
FAQ
What is AARP car insurance?
AARP car insurance is a special program for AARP members 50 and older. It’s a partnership with The Hartford Group. It offers unique auto insurance policies and options.
What are the benefits of AARP car insurance?
AARP car insurance has many benefits for seniors. You can get up to 10% off your premium. There are discounts for bundling policies, quoting online, and more.
How does the AARP-The Hartford partnership work?
AARP members get special auto insurance through The Hartford. The Hartford has been working with AARP since 1958. It focuses on helping people aged 50 and up.
What is the reputation of AARP car insurance?
AARP car insurance through The Hartford has a mixed reputation. It did well in some J.D. Power regions but not in the Mid-Atlantic. Customers on the Better Business Bureau have complained about communication and service.
How much does AARP car insurance cost?
For 50-year-old drivers with good records, AARP car insurance costs about
FAQ
What is AARP car insurance?
AARP car insurance is a special program for AARP members 50 and older. It’s a partnership with The Hartford Group. It offers unique auto insurance policies and options.
What are the benefits of AARP car insurance?
AARP car insurance has many benefits for seniors. You can get up to 10% off your premium. There are discounts for bundling policies, quoting online, and more.
How does the AARP-The Hartford partnership work?
AARP members get special auto insurance through The Hartford. The Hartford has been working with AARP since 1958. It focuses on helping people aged 50 and up.
What is the reputation of AARP car insurance?
AARP car insurance through The Hartford has a mixed reputation. It did well in some J.D. Power regions but not in the Mid-Atlantic. Customers on the Better Business Bureau have complained about communication and service.
How much does AARP car insurance cost?
For 50-year-old drivers with good records, AARP car insurance costs about $1,878 a year or $157 a month. But, AARP members can get discounts to lower their premiums.
What coverage options and add-ons are available with AARP car insurance?
AARP offers standard coverage like liability and comprehensive. You can also get extra benefits like new car replacement and full glass coverage.
How can I get a quote for AARP car insurance?
Getting a quote for AARP car insurance is easy. You can call, go online, or visit an agent. Just have your driver’s license, vehicle details, and insurance info ready.
Is AARP car insurance a good option for seniors?
AARP car insurance is a great choice for seniors aged 50 and up, especially AARP members. It offers good coverage and savings. But, it’s smart to compare different insurers to find the best deal.
,878 a year or 7 a month. But, AARP members can get discounts to lower their premiums.
What coverage options and add-ons are available with AARP car insurance?
AARP offers standard coverage like liability and comprehensive. You can also get extra benefits like new car replacement and full glass coverage.
How can I get a quote for AARP car insurance?
Getting a quote for AARP car insurance is easy. You can call, go online, or visit an agent. Just have your driver’s license, vehicle details, and insurance info ready.
Is AARP car insurance a good option for seniors?
AARP car insurance is a great choice for seniors aged 50 and up, especially AARP members. It offers good coverage and savings. But, it’s smart to compare different insurers to find the best deal.
Source Links
- AARP Auto Insurance Program from The Hartford
- AARP Insurance
- Car Insurance for Seniors
- AARP (The Hartford) Car Insurance Pricing
- AARP Auto Insurance Reviews: Rates and Coverage
- AARP car insurance review 2024
- AARP Car Insurance Review 2024
- AARP Insurance Review 2024 | Bankrate
- AARP Car Insurance for Seniors from the Hartford | SeniorLiving.org
- Auto Insurance for Seniors
- How to Get AARP Car Insurance Discounts
- AARP Insurance Benefits to Protect Your Health and Home
- Best Auto Insurance for Seniors in 2024 | AutoInsurance.com
- Best Car Insurance Rates for Seniors
- AARP Life Insurance Review 2024: Pros & Cons – NerdWallet
- Best Car Insurance for Seniors of 2024
