WellCare Flex Card: Your Guide to Benefits & Use

As a WellCare Medicare Advantage plan member, I’m excited to share with you the key features and benefits of the WellCare Flex Card. This card is now called the WellCare Spendables card.

It gives me extra funds for healthcare costs like over-the-counter items, dental, vision, and hearing services.

The amount you get and what you can use it for depends on your plan. But, I’ve found it to be a great way to get more from my healthcare coverage.

Key Takeaways

The WellCare Flex Card, also known as the WellCare Spendables card, is a pre-loaded debit card offered as a benefit with select WellCare Medicare Advantage plans.
It provides members with additional funds to use towards healthcare-related expenses, including over-the-counter items, dental, vision, and hearing services.
The card’s benefits and allowance amounts vary depending on the specific WellCare plan, with members receiving between $144 and $2,880 per year.

The WellCare Flex Card cannot be used for general grocery shopping, but it may be usable at Walmart vision centers or for eligible hearing care products, depending on the plan.
Maximizing the benefits of the WellCare Flex Card can help me save money and access additional healthcare services beyond my regular Medicare Advantage coverage.

What is the WellCare Flex Card?

The WellCare Flex Card is now called the WellCare Spendables card. It’s a pre-loaded debit card for those with certain WellCare Medicare Advantage plans. This card gives extra money for healthcare costs like over-the-counter drugs, dental, vision, and hearing services.

Definition and Key Features

The WellCare Spendables card is a prepaid debit card for Medicare Advantage plan members. It has some key features:

Annual benefit amounts from $144 to $2,880, loaded on a Visa debit card
Getting the card depends on the plan and some rules

Use it for out-of-pocket costs on dental, vision, and hearing at over 55,000 retailers
Check your card balance online or call WellCare for help
Don’t use it for cosmetic services

WellCare’s Spendables card is linked to some Medicare Advantage plans in 37 states. The card’s benefits change by plan and location. So, it’s key for members to know their coverage details.

With the WellCare Spendables card, Medicare Advantage members get more control over their healthcare spending. They can better manage their out-of-pocket costs and get to essential benefits.

Benefits of the WellCare Flex Card

The WellCare Flex Card, or Spendables card, is a great addition for those in select WellCare Medicare Advantage plans. It helps you get extra healthcare coverage and can save you money on out-of-pocket costs.

With the WellCare Flex Card, you can pay for dental, vision, and hearing care services. You can use it for things like eye exams, glasses, hearing aids, and more. This makes it easier to manage your health care costs.

Managing your card is easy through the Flex Card Member Portal. Here, you can see your card balance, file claims, and order a new card if you need one.

But remember, the WellCare Flex Card isn’t for buying groceries or over-the-counter items. Yet, you can use it at places like Walmart for vision and hearing care items, if your plan covers it.

In summary, the WellCare Flex Card is a useful tool for getting extra health benefits and cutting down on out-of-pocket costs. It’s a big plus for many WellCare Medicare Advantage plan members.

WellCare Flex Card

The WellCare Flex Card, also known as the WellCare Spendables card, is a pre-loaded debit card. It’s a supplemental benefit for members of select WellCare Medicare Advantage plans. This card gives extra funds for healthcare-related expenses. These include:

Utilities assistance with a pre-loaded Visa debit card ranging from $50 to $125 per month for qualifying utility payments

Credits for a la carte services like in-home support, home modification, meal delivery, errand support, and pest control through the Helper Bees Care Concierge
$50 to $100 per month for groceries and $50 per month for plan-approved items for an ADA service dog through the Grocery Delivery & Service Animal Support
A robotic companion pet, with eligible members limited to one pet per year with the choice of a cat or dog

Non-medical transportation to places such as churches, gyms, and grocery stores, as well as quarterly allowances for assistance devices like air conditioners or durable medical equipment (DME)

These benefits, along with WellCare’s wide coverage, make the WellCare Flex Card a great choice for Medicare Advantage beneficiaries. They get comprehensive supplemental coverage.

Benefit	Monthly Allowance
Utilities Assistance	$50 – $125
Grocery Delivery & Service Animal Support	$50 – $100 for groceries, $50 for service animal
Robotic Companion Pet	One pet per year (cat or dog)

The WellCare Flex Card is a key tool for those looking to get the most from their Medicare Advantage benefits. It helps users access a broad range of supplemental services.

Eligibility and Usage

To get the WellCare Flex Card, you must be in a WellCare Medicare Advantage plan that includes this benefit. Here are the rules for getting and using the WellCare Flex Card:

Eligibility Requirements

You must be at least 65 years old and have lived in the United States for at least five years as a citizen or permanent resident.

Individuals under 65 may be eligible if they have received Social Security disability benefits for 24 months, have ALS, or ESRD.
The Flex Card usually has a yearly benefit amount, for example, $500. This can be used for things like deductibles, copayments, medical supplies, prescriptions, dental care, and other essential medical costs.
Medicare Advantage enrollees may need to pay extra monthly fees to get the Flex Card benefit. These fees can change based on the health plan you choose.

Where to Use the Card

The WellCare Flex Card, or Spendables card, can be used for many healthcare-related expenses, such as:

Eligible Expenses	Ineligible Expenses
Dental care (e.g., dentures, fillings, crowns) Vision expenses (e.g., glasses, contact lenses, solution) Hearing services Healthy food purchases Utilities (e.g., electric, gas, water, phone, internet, cable TV) Fuel expenses at select gas stations	Cosmetic services Cash withdrawals at ATMs In-person payments inside gas stations

You can use the WellCare Flex Card at over 55,000 eligible retailers across the country. This includes big pharmacies, convenience stores, and grocery stores. You can use it for both in-store and online purchases of eligible items and services.

Conclusion

The WellCare Flex Card, now called the WellCare Spendables card, is a great extra benefit with some WellCare Medicare Advantage plans. It’s a pre-loaded debit card that gives you extra money for healthcare costs. This includes things like over-the-counter items, dental, vision, and hearing services.

Knowing about the WellCare Flex Card benefits, who can get it, and how to use it can help you save money on out-of-pocket cost savings. This is for your healthcare spending.

Wellcare now helps 48 million Medicare-eligible adults in 36 states with their Medicare Advantage plans. The Spendables card is a great choice for those wanting more benefits than standard Medicare offers. When you look at Medicare plans during the Annual Election Period or Medicare Advantage Open Enrollment, check out the Wellcare Spendables card.

The Wellcare Flex Card, or Spendables card, is a great way to handle your healthcare costs and get extra services not covered by regular Medicare. By learning about its features and who can get it, you can use this extra benefit well. This could improve your health and happiness.

FAQ

What is the WellCare Flex Card?

The WellCare Flex Card is now called the WellCare Spendables card. It’s a pre-loaded debit card for those with certain WellCare Medicare Advantage plans. It gives extra money for healthcare costs like over-the-counter items, dental, vision, and hearing services.

What are the benefits of the WellCare Flex Card?

The WellCare Flex Card, or Spendables card, offers many benefits. It gives money for over-the-counter meds, dental, vision, and hearing services. It also helps save money on healthcare costs.

What can the WellCare Flex Card be used for?

You can use the WellCare Flex Card for many healthcare costs. This includes over-the-counter meds, dental, vision, and hearing services.

Who is eligible for the WellCare Flex Card?

You need to be in a WellCare Medicare Advantage plan with this benefit to get the WellCare Flex Card. You must be a member of a qualifying WellCare Medicare Advantage plan to use the card.

How do I use the WellCare Flex Card?

The WellCare Flex Card, now called the WellCare Spendables card, is a debit card. It’s for paying for healthcare costs like over-the-counter items, dental, vision, and hearing services. You must be in a qualifying WellCare Medicare Advantage plan and use it for allowed costs.